Have you been in a Calabasas car accident with an uninsured driver? Keep reading...
The problem with Calabasas car accidents are plenty, including the difficulty in avoiding them and who you get into them with. Ideally you would never get into a car accident ever and if you do your injuries are minimal and compensated. It is the last part that this blog post is about-- what happens when the other driver to the car accident doesn't have car insurance? For starters, they are breaking the law in driving without insurance in California, but the illegal nature of their actions does not really help in getting you the money you need to cover the expenses you are now dealing with following the accident.
Calabasas car accidents are expensive. Between the medical bills, missed work, car repairs or replacement and other issues, your financial needs can easily get about $100,000. Or it can be relatively minor expenses but when the accident is not your fault (or not completely your fault-- more on California's comparative negligence car accident rules here) why should you be the one that has to pay for things? You shouldn't and this is where your own car insurance coverage comes in. When you are dealing with an uninsured driver following a car accident you do have the legal right to go after their personal funds but the collection aspect of that case is usually the most difficult part. Instead, it is faster and easier to try to collect much-needed funds from your own insurance policy. How it works is simple-- when we first prove important fault elements related to the accident, come up with a claim amount that takes into account the full extent of your damages and show that the other party does not have insurance we can now make a claim against your uninsured motorist coverage.
Uninsured driver coverage is an aspect of car insurance that many people don't even realize that they have been paying for all these years of driving and an extremely important source of funds when you do get into the unfortunate scenario of an accident that will not be able to pay for the damage and injuries he or she has caused. While your coverage by your own insurance (the amount of money you will be able to collect if successful in your claim) is limited by your policy limits, many have fairly substantial coverage when it comes to this very important area of their car insurance policy.
At Walch Law, we are here to help with your Calabasas car accident. The sooner you act the better and you do not want to miss California's important filing deadlines. Your initial consultation with us is free and we take all our cases on a contingency fee basis-- give us a call today to learn more about how we can help maximize your recovery following a Calabasas car accident.