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What Constitutes Insurance Bad Faith?

Posted by Gary Walch | Oct 09, 2017 | 0 Comments

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A lot of personal injury and wrongful death cases are handled with insurance companies and while they are all extremely familiar with the claim, settlement and trial process it does not mean that they always act in your best interest. Quite the contrary, many insurance companies in an effort to save company money (or some other motive) act in bad faith. But what does that mean exactly and what can you do about it?

Put simply, insurance bad faith means that your insurance company (you know, the one you pay premiums to every month or year to help you in your time of need) intentionally did not hold up their end of their contractual bargain.

The good news is that if you have been a victim of bad faith insurance, you have legal options available to you to not only help with your original situation but to also correct the breach of contract that occurred on the part of your insurance company. Big and small, unfair dealing on the part of your insurance company happens everywhere and can take a variety of forms.

Here's a look at some of the forms bad faith insurance can manifest itself:

  • Unfair denial of a legitimate claim
  • Failure to investigate or pay a claim in a timely manner
  • Misrepresentation of facts 
  • Misrepresentation of policy provisions
  • Failure to provide justification (or false justification) for a claim denial
  • Misleading claimants on their legal rights (i.e. advising a policy holder not to hire an attorney, misrepresenting the filing deadlines, etc.)
  • Refusing to make a good faith effort to handle a claim

And the list goes on. Dealing with an insurance company that is trying to cheat you is never a good feeling and can be especially stressful when this comes on the heels of a personal injury where you desperately need the funds to pay for your medical needs. Do not let them do this to you. If you feel like your insurance company is acting in bad faith, get in touch with Walch Law immediately to help right the situation and get you the money you deserve. 

When you hire us to handle your California bad faith insurance case, we are not only taking on your personal injury case against the insurance company but also working to get you damages for the financial and emotional issues their actions have taken on your life. Some of these potential damages include things like, the impact the delay in getting you the money you deserve and even punitive damages in more extreme cases. Interested to learn more about how we can help you? Fill out our contact us form. We look forward to helping you.  

About the Author

Gary Walch

Founding Partner, Gary Walch, has built his entire professional legal practice around helping victims of serious personal injuries and wrongful death accidents. With over 40 years of experience he has built a reputation among his clients and the legal community for both his self and his law firm as someone you go to when you want results and help.

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